Wednesday, August 10, 2011

Stock Market for Dummies.

I don't invest my money in the Stock Market...
I have never really understood how the stock market works. But...If I am correct; You are suppose to invest your hard earned money, semi-blindly into a company you have never been to, only heard about- all in hopes of making a huge profits over time.
 
Would it not be better to just drive to a nice casino and play the slot machines? I mean at least at a Casino I get free drinks,get to see pretty lights and listen to cool background noise, while I am trying to strike it rich.
  
  In case you haven't already noticed. I don't invest my money in the stock market. The main reason is because I have no control over it once I invest, well other than to buy or sell. Now if I could determine how the company is run and where the profits are placed...Yea! I would give the Stock Market a shot. But currently my view is "If I buy something, I should have it in hand when I pay for it." 
 
  Maybe if more American People invested their money wisely our nation would NOT be in the shape it is today. Only spend your money on items that retain their value or that you really need.
 
 
  Investing made Simple!
Why are so many people more willing to invest in the Stock market than in themselves? Do they not believe in themselves or is it because of  Government Brainwashing? Must be brainwashing. We are led to believe that the best place to invest our hard earned money is in the stock market. All those late night TV ads, online ads/website, and of course the media is always talking about how great the Stock Market. Well it was until it crashed a few days ago.
  
    Here is a great tip; If you really want to invest in something. Invest in yourself! Learn a trade, get a degree, then get a job. The main thing is to learn marketable job skills. The more skills you have, the more dependable you prove that are, the less likely you will be unemployed. But even then it could occur, but being able to work in different fields - will gives you more choices of employment. So the downtime between Job should be less than less educated people.
 
   My next investment tip; Buy some land and a house! Land is in limited supply. Sure-sure there is always land for sale , but they ain't making anymore of it!  If enough people realize that Land is such a great investment. I fear land prices will go back up quickly. Even as we are only part-way thru the recovery process of the housing market crash...
 
 
Odd isnt it? Every single Market group our Federal Government has "Helped" has crashed due to poor money management.
     
 
 
 
                                                                                    Robert A Papoi
 
 
 
 
 

Tuesday, August 9, 2011

Paycheck to Paycheck!

The typical american family is currently living paycheck to paycheck and doesn’t have much in the lines of savings to fall back on.  So if someone in the family gets sick and cant work, they will not have the money to pay their monthly bills. Getting sick is just one of many worries a normal amercian family has today...another major concern is; What if the family car was to break down and they had to spend $1,000 on parts to fix it? That would put them into a tight spot too.  Do they buy the parts, so they can fix their car, so they will be able to go to work or should they buy food, pay rent and/or pay for their other needs?  
                               
                      Quite frankly. American's has no savings…just credit cards!

   Our Federal Government is currently operating in the same manner. Paycheck to Paycheck! Borrowing on credit and racking up the debt. There are ways to correct this. We the voting public needs to vote for people that are more in tune with us the American people. People that have a firm grasp on what made America great and will work for a better tomorrow.... because I feel America can be made Great once again! But it will take some work to undo the damage.
    I personally think we need to reduce careless spending, stop fighting wars we can't win, but my all time favorite; cut salaries to those those overpaid Elected Officals that have caused this mess.

 
                                                   Let's just tax Big Business!
  .  Obama calmly asking "Big Business" to pay higher taxes is the same as raising taxes on the lower and middle class, because they are the ones that buy products produced by big business. Simply put, any taxes added to companies is directly carried over to the product. So if we put a $.10 tax on a gallon of milk, milk companies will have to raise the cost of milk at least 10 cent to cover cost. Then if they have to do more paperwork or pay filing fee the final cost might go up a penny or two more to cover their operating cost. So in the end any "TAX" on business' is a tax put on the American people.
  I do NOT want to see our elderly and disabled to be hit with this tax. Just the fact Obama told them they need to chip in and buckle down when they have to scrap the bottom of the barrel every month just to survive is an outrage! Obama has no idea what it is like to live when you only have a limited monthly income.

  Please try to remember all the Chaos caused by Obama during his term. Failed Bail out plan, Debt Ceiling Debate that not only damaged the US Economy, but the Global Marketplace and of course that Damn Healthcare Bill when you vote in 2012!

                                                                                  Robert A. Papoi

          

 

Monday, August 8, 2011

Second recession? I didn’t know the first one ended.

   I must confess, I'm not really sure what the point of this Blog is. We all know how bad our financial problems are.
  
   Explaining it as Simple as I can - Our Federal Government is Broken and they have spent our money unwisely!  Our Federal Government has been paying out more than it has been taken in for quite some time. Then our Federal Government took out Mega Loans in hopes of being able to 'Jump Start' the economy, and well...quite frankly that Bail-out plan of Obama's totally failed. Which is bad enough in its own right! Now that money is all spent, carelessly wasted and a we are left holding the tab!
  Then after all that bail out money was spent and gone, we dont have enough money on hand to pay our nations bills. So we have to rush to raise the debt ceiling. Well that questionable Debt Ceiling bill almost came down to the last minute before the Federal Government quit acting childish long enough to pass a stop gap bill. So because of that Pony Show, along with a weak global economy, our nation got knocked down a peg on our Credit Rating. Which I personally think is fair...but that will be another blog-maybe.
 

 Our problem today is that one little notch down on the credit scale has set off a Stock-Selling Panic. Not just our stock market mind you, but since we are tied to the hip to the world's economy...it set off a ripple effect worldwide! People are in a panic.  Hell, I started to Panic when I realize Obama won. I honestly thought our Federal Government would NOT allow that cursed Healthcare or that crazy Bail out Plan to pass.So yea,  I have been Shocked over and over again during the last two and a half years Obama has been in office.

  These programs were NOT  what the American people needed. Okay yea-I do realize that alot of people chanted mindlessly that they wanted these programs, but most of those that wanted it, have no idea that in the end their children or grandchildren will be paying our bill. They really think the Federal Government is paying for things. They really don't seem to understand that the Government is spending tax money and running up a tab on our credit (Debt), which is our money-Plain and Simple!

  Just today I overheard an eldery gentleman say " the total collapse of the economy within the next couple of months-be ready"

  His words sorta made me wonder. Am I really ready? Should I load up on can goods? Gather enough seeds for a big garden, stock up on ammo, water and fuel? Has America got to that point?  If not today...I fear if Obama is allowed a second term. It will get that bad and then worse!

                                                                                    Robert A. Papoi





 

Sunday, August 7, 2011

“American Dream”

   I currently have a skeptical view of the American Dream. Many people here in America really believe that the American dream means anything is attainable through good old fashion hard work. They must live in an area where there is a radio, TV , the internet or any other source of current news.

No matter how hard you work the federal government wants its share...and NOT its fair share either. If the Government is allowed to go unchecked, I will be willing to bet come 2012, well that is if Obama gets another term - first thing Obama will do is take Social Security away, but you will still be paying into the program. It will just be relabeled and the laws changed to make it all legal.

 I honestly want to grab people,shake them and scream; Wake up America! Because Our beloved Federal Government is trying to take all of our rights away. Nibble by nibble, they are eating away at the core of what the Amercian Dream is really about. FREEDOM!

  While I understand everyone wants to feel safe.Which they use that to control the masses. If the Government ever says "to make you safe we need" - so many will go "Yes-Yes, Do it"... Wrong thing to do! Scare tactics to obtain something is how your School Yard Bully behaves.
 
  Something else to think about;  Once the Federal Government take a right away - we will never get it back...Minus overthrowing the Government itself!

  So I ask you; Are we really safer today than we were before the 9/11 attack?  I really dont think so! I think many are walking around with a false sense of safety.Which is what the Government wants. Mindless puppets obeying the Puppet Master. Because-Free Thinking americans are a Hazard to the Government master plan. But the power of numbers can works against those that have an understanding of things. So it is very important for every american to read, research and watch the current events to obtain an idea of how thing are and what needs changed!
 
 I feel the Government is failing on their duties all across the board. Our Borders are wide open, but yet you have to be patted down before you board an airplane. The water ways(oceans) are not protected but yet you have to be scanned for metal objects just to walk into the local court house! If you really want to feel safe... Its is time to replace those bad Elements in Government with decent honest people that still remember what the American Dream is about! Somewhere down the line our Government Leaders took a wrong turn. Lets get them back on course!

                                                                             Robert A. Papoi





 

Saturday, August 6, 2011

Our Federal Government is ruining America

  "government of the people, by the people, for the people, shall not perish from the earth."  ~ Abraham Lincoln
  I hate to say it but,   I am really getting a strong dislike for our Federal Government. Love this nation, just hate the Elected Officals we currently have.
  
   Forced Healthcare, wasted tax dollars, and now we have lost our AAA credit rating because of  the Circus show around the Debt Ceiling Debate. Did ya`ll know that the USA has been able to keep a AAA rating since 1917! But here we are in 2011 downgraded...Which makes me wonder how bad things are going to get?


 Here is what I think needs to occur;
     The government needs to be put in check. Their careless spending, forced Federal programs, childish behavior are major problems that we the american people will in the end have to pay for... We need wise Adults that understand the Amercian way. People that can relate to the needs and desires of the American people, that are NOT  in office just for their own personal gain!
                                       Greedy, Crooked Idiots have almost ruined this Great Nation!

   I really hope everyone recalls the actions or lack of action, which ever concerns you when it is time to vote again. The people that have caused this Nation to fall into the shape it is in now, should be removed from public office, and I hope never allowed to return.

                                                                   Robert A Papoi